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I'm in a similar position. My sister-in-law is willing to carry our baby, but she doesn't have maternity insurance at all.
I've found a few options.
www.newlifeagency.com is health insurance for surrogacy, but it's expensive. Essentially it's catastrophe insurance. It costs $9,000 and the deductible is pretty high (I'm trying to figure out how high, but I think it's about $10,000).
I've also found that calling health insurance agents in her state is useful. They can find riders and new insurance plans.
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